CaliforniaProposition 37

Proposition 37

California · November 3, 2026

Establish a second mortgage homebuyer program for qualified homebuyers on qualifying homes and issue $25 billion in bonds to fund the program

A yes vote means California borrows $25 billion and creates a second mortgage program to help qualified homebuyers afford homes.
A no vote means The state does not create this second mortgage program or borrow the $25 billion for this purpose.
Simple explanation
Imagine the state is offering to help certain first-time homebuyers by giving them a second loan to cover part of the down payment or closing costs, making it easier to afford a home. The state would borrow $25 billion (by selling bonds that get paid back over time) to fund this program for people who qualify.

Source: Ballotpedia

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